This Payment and Refund Policy governs your Subscription /Buy /Purchase /Use of our products and services including use of website and mobile applications of “JANAM JANAM KA SATH” and the related digital or physical products or services. “JANAM JANAM KA SATH” is owned by M/s. Advantage Intellect Private Limited (herein after refers “Company”) who is the operator of “JANAM JANAM KA SATH” brand and governs this Payment and Refund Privacy of its users or buyers.

It is assumed that Users / Buyers who pay for our services or product are fully aware of what they are buying/purchasing and that they have read all documentation (services features, product descriptions, advertising, etc.) regarding the product, service, membership and etcetera, to have made that choice. Your subscription /buy/ purchase or use of our product or services confirms your consent of these Payment and Refund Policy along with our terms and conditions and privacy policy. If you do not agree with our Payment and Refund Policy, please do not buy/purchase/use our product or services.